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National Savings Certificate (NSC – VIII Issue) Interest Rate Since Inception

Historical NSC (VIII Issue) interest rate data since 1989, reflecting long-term savings yield trends from the Ministry of Finance and NSI notifications.

Source: National Savings Institute (NSI)

To
Max12.00%May 1989 – Dec 1998 to Apr 2023 – Dec 2025
AVERAGE8.56%Average value over timeframe
YEARSMay 1989 – Dec 1998 → Apr 2023 – Dec 202534 Years

National Savings Certificate (NSC – VIII Issue) Interest Rate (%)(%)

May 1989 – Dec 1998
12 %
Apr 2023 – Dec 2025
7.7 %
Formula
Formula
Interest Rate = Annual return offered for the period.

Shows how official rates set by RBI or Government changed over time.

Source
Source
National Savings Institute (NSI)
How to explore
How to explore
  • Use time filters to compare old vs new rate regimes.
  • Observe policy-driven rate cuts or hikes.

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National Savings Certificate (NSC – VIII Issue) Interest Rate Since Inception (1989–2025) | Source: National Savings Institute (NSI) | Indiagraphs