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Today's MarketGold ₹1,37,346/10g·Silver ₹2,14,500/kg·NSE Nifty 50 22,513·USD/INR 93.48·Today's MarketGold ₹1,37,346/10g·Silver ₹2,14,500/kg·NSE Nifty 50 22,513·USD/INR 93.48·Today's MarketGold ₹1,37,346/10g·Silver ₹2,14,500/kg·NSE Nifty 50 22,513·USD/INR 93.48·Today's MarketGold ₹1,37,346/10g·Silver ₹2,14,500/kg·NSE Nifty 50 22,513·USD/INR 93.48·
Rupee vs Dollar Calculator
Developed by Indiagraphs Research
Historical USD/INR depreciation, live context and INR vs USD scenarios using RBI FY-end reference rates.
Range: 2005-06 to 2024-25Depreciation: 91.50%CAGR: 3.48%
Historical (FY)
Wealth snapshot
How many dollars your ₹1,00,000 could buy at the start vs end FY.
USD you could buy then
$2,241.65
Start rate ₹44.61 / $
USD you can buy at end FY
$1,170.55
End rate ₹85.43 / $
Total depreciation91.50%
CAGR3.48%
Dollar purchasing power change-47.78%
Dollar purchasing power breakdownLoss due to depreciationRemaining dollar power
RBI Reference Rate · FY-end March 31
USD/INR over your selected period
Methodology & data sources
Methodology
All historical calculations use RBI reference rates at the end of each financial year (March 31). Depreciation is computed as (EndRate/StartRate − 1) × 100. CAGR is ((EndRate/StartRate)^(1/years) − 1) × 100. Dollar purchasing power is Amount/Rate in USD; the change is relative to the start period. Live rate is indicative only and is not used in any CAGR or historical comparison.
Data sources
- USD/INR (FY-end): RBI Reference Rate, closing rate on March 31 of each financial year. Last completed FY: 2024-25.
- Live rate (indicative): Same spreadsheet source as the calculators page market strip. Cached; for context only.
Frequently asked questions
Understanding rupee depreciation
The Indian rupee’s value relative to the US dollar is a key macro variable. It affects import costs, external debt servicing, and the purchasing power of Indian residents when they hold or spend in dollars. This calculator uses only official RBI FY-end reference rates so that results are auditable and comparable across time. If you are exploring currency-sensitive macro trends, see the Forex data category.
Historical (FY) shows how the rupee depreciated between two financial years. Total depreciation is the percentage change in the ₹/$ rate. CAGR (compound annual growth rate) expresses that change as an annualised rate. Dollar purchasing power answers: if you had held a fixed amount in rupees, how many dollars could you have bought at the start vs at the end? A decline in that dollar amount reflects rupee depreciation. For inflation-adjusted wealth context, compare this with the Real Wealth Calculator.
Historical + Live keeps the same FY-based logic but adds a contextual live rate. The FY-end result is unchanged; the live rate is shown as indicative only. This helps compare where the rate is today versus the last completed FY-end, without mixing live data into historical CAGR.
What if you switched to USD? illustrates opportunity cost. If you had converted rupees to dollars at the start FY, how would the final rupee value compare to simply staying in INR? The comparison is shown in rupees at the end FY rate. This is for analysis only, not investment advice.
Tone and design are kept institutional: no alarmist language, no bright gradients. The tool is intended for researchers, policymakers, and informed readers who need a clear view of rupee depreciation and its implications. You can explore more decision tools in the tools library, including the Gold & Silver Calculator.
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