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Public Provident Fund (PPF) Interest Rate

Historical PPF interest rates since inception, showing government savings scheme returns over time as per NSI and Ministry of Finance notifications.

Source:National Savings Institute (NSI)

Max

12.00%

Average

8.19%

Years

Apr 1968 – Mar 1970toApr 2020 – Dec 2025
Apr 1968 – Mar 1970
4.8 %
Apr 2020 – Dec 2025
7.1 %

Formula: Interest Rate = Annual return offered for the period.

Shows how official rates set by RBI or Government changed over time.

Source: National Savings Institute (NSI)

How to explore this graph:

  • Use time filters to compare old vs new rate regimes.
  • Observe policy-driven rate cuts or hikes.

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