Public Provident Fund (PPF) Interest Rate

Historical PPF interest rates since inception, showing government savings scheme returns over time as per NSI and Ministry of Finance notifications.

Source: National Savings Institute (NSI)

LATEST VALUE (Apr 2020 - Sep 2026)7.1%
MAX VALUE12% in Apr 1986 – Mar 1999
GROWTH SINCE START47.9%Apr 1968 – Mar 1970 to Apr 2020 - Sep 2026
YEARS OF DATA52 YearsApr 1968 – Mar 1970 to Apr 2020 - Sep 2026
TOTAL DATA POINTS29Monthly Observations

PPF Interest Rate (%)(%)

Last UpdatedJan 31, 2026
Apr 1968 – Mar 1970
4.8 %
Apr 2020 - Sep 2026
7.1 %
Formula
Formula
Interest Rate = Annual return offered for the period.

Shows how official rates set by RBI or Government changed over time.

Source
Source
National Savings Institute (NSI)
How to explore
How to explore
  • Use time filters to compare old vs new rate regimes.
  • Observe policy-driven rate cuts or hikes.

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Public Provident Fund (PPF) Interest Rate (1968–2026) | Source: National Savings Institute (NSI) | Indiagraphs