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Public Provident Fund (PPF) Interest Rate

Historical PPF interest rates since inception, showing government savings scheme returns over time as per NSI and Ministry of Finance notifications.

Source: National Savings Institute (NSI)

To
Max12.00%Apr 1968 – Mar 1970 to Apr 2020 – Dec 2025
AVERAGE8.19%Average value over timeframe
YEARSApr 1968 – Mar 1970 → Apr 2020 – Dec 202552 Years

PPF Interest Rate (%)(%)

Apr 1968 – Mar 1970
4.8 %
Apr 2020 – Dec 2025
7.1 %
Formula
Formula
Interest Rate = Annual return offered for the period.

Shows how official rates set by RBI or Government changed over time.

Source
Source
National Savings Institute (NSI)
How to explore
How to explore
  • Use time filters to compare old vs new rate regimes.
  • Observe policy-driven rate cuts or hikes.

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Public Provident Fund (PPF) Interest Rate (1968–2025) | Source: National Savings Institute (NSI) | Indiagraphs