Senior Citizens’ Savings Scheme (SCSS) Interest Rate Since Inception

Historical SCSS interest rate data since its launch in 2004, showing quarterly and annual revisions as per Ministry of Finance notifications.

Source: National Savings Institute (NSI)

LATEST VALUE (Apr 2023 - Sep 2026)8.2%
MAX VALUE9.3% in Apr 2012 – Mar 2013
GROWTH SINCE START-8.9%Aug 2004 – Mar 2012 to Apr 2023 - Sep 2026
YEARS OF DATA19 YearsAug 2004 – Mar 2012 to Apr 2023 - Sep 2026
TOTAL DATA POINTS14Monthly Observations

Senior Citizens’ Savings Scheme (SCSS) Interest Rate (%)(%)

Last UpdatedJan 31, 2026
Aug 2004 – Mar 2012
9 %
Apr 2023 - Sep 2026
8.2 %
Formula
Formula
Interest Rate = Annual return offered for the period.

Shows how official rates set by RBI or Government changed over time.

Source
Source
National Savings Institute (NSI)
How to explore
How to explore
  • Use time filters to compare old vs new rate regimes.
  • Observe policy-driven rate cuts or hikes.

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