Senior Citizens’ Savings Scheme (SCSS) Interest Rate Since Inception
Historical SCSS interest rate data since its launch in 2004, showing quarterly and annual revisions as per Ministry of Finance notifications.
Source:National Savings Institute (NSI)Max
9.30%
Average
8.51%
Years
Aug 2004 – Mar 2012toApr 2023 – Dec 2025
Aug 2004 – Mar 2012
9 %
Apr 2023 – Dec 2025
8.2 %
Formula: Interest Rate = Annual return offered for the period.
Shows how official rates set by RBI or Government changed over time.
Source: National Savings Institute (NSI)
How to explore this graph:
- Use time filters to compare old vs new rate regimes.
- Observe policy-driven rate cuts or hikes.