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Senior Citizens’ Savings Scheme (SCSS) Interest Rate Since Inception

Historical SCSS interest rate data since its launch in 2004, showing quarterly and annual revisions as per Ministry of Finance notifications.

Source: National Savings Institute (NSI)

To
Max9.30%Aug 2004 – Mar 2012 to Apr 2023 – Dec 2025
AVERAGE8.51%Average value over timeframe
YEARSAug 2004 – Mar 2012 → Apr 2023 – Dec 202519 Years

Senior Citizens’ Savings Scheme (SCSS) Interest Rate (%)(%)

Aug 2004 – Mar 2012
9 %
Apr 2023 – Dec 2025
8.2 %
Formula
Formula
Interest Rate = Annual return offered for the period.

Shows how official rates set by RBI or Government changed over time.

Source
Source
National Savings Institute (NSI)
How to explore
How to explore
  • Use time filters to compare old vs new rate regimes.
  • Observe policy-driven rate cuts or hikes.

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Senior Citizens’ Savings Scheme (SCSS) Interest Rate Since Inception (2004–2025) | Source: National Savings Institute (NSI) | Indiagraphs