Data Stories
India, explained through data.
Evidence-backed stories built from official data, transformed into clear insights on India's economy, markets and industries.
Banking & Credit
India’s Credit Map: The Hidden Forces Shaping Economic Winners, Survivors and the Next Big Growth Story
An analysis of 17 years of RBI credit data reveals how India’s banking system is quietly reshaping the country’s economic future. Executive Summary Research at a Glance Indicator Finding Largest Winner Personal Loans Largest Loser Industry Fastest Long-Term Growth Personal Loans Fastest Recent Growth Services Hidden Winner NBFCs For nearly two decades, India’s banks have […]</p>
10 min read · 19 Jul 2026
Banking & Credit
11 Years of Jan Dhan Yojana: From ₹1,000 Balances to ₹2.75 Lakh Crore Deposits – India’s Banking Revolution in Data
Updated : 03 December 2025 Introduction On 28 August 2014, Prime Minister Narendra Modi announced the launch of the Pradhan Mantri Jan Dhan Yojana (PMJDY). The promise was simple but ambitious: every household in India should have a bank account. At the time, many economists and bankers were skeptical. Would the poor really use bank accounts? Would they […]</p>
9 min read · 28 Aug 2025