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India - NACH Debit Transactions (Volume & Value)

Monthly NACH Debit transaction volume (in million) and value (in ₹ crore) from Nov 2019 onwards. NACH Debit powers automatic EMI payments, utility bills, insurance premiums, SIPs, loan collections and subscription debits. Data sourced from RBI Payment System Indicators.

  • Verified official series
  • Licensed export
  • Source: Reserve Bank of India
LATEST VALUE (May 2026)2,45,849million
MAX VALUE2,56,744million in Mar 2026
GROWTH SINCE START470595.6%Nov 2019 to May 2026
YEARS OF DATA7 YearsNov 2019 to May 2026
TOTAL DATA POINTS158Monthly Observations

Updated Jan 31, 2026

Nov 2019
52.231 million
May 2026
2,45,849 million
Formula
Formula
Value = As reported by the official source.

This dataset represents reported values over time. Growth patterns should be interpreted using the chart and filters, not CAGR.

Source
Source
Reserve Bank of India
How to explore
How to explore
  • Use custom date filters to explore different periods.
  • Track short-term spikes or declines using MoM changes.
  • Compare early vs recent values to understand scale changes.

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India - NACH Debit Transactions (Volume & Value) (2019–2026) | Source: Reserve Bank of India | Indiagraphs