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India Credit Card Outstanding

Outstanding amount on credit cards issued by Indian banks, tracked on monthly and annual basis, based on RBI data.

  • Verified official series
  • Licensed export
  • Source: Reserve Bank of India
LATEST VALUE (2025-26)2,94,461₹ Crore
MAX VALUE3,03,073₹ Crore in Oct 2025
GROWTH SINCE START165.6%Jan 2020 to 2025-26
YEARS OF DATA5 YearsJan 2020 to 2025-26
TOTAL DATA POINTS97Monthly Observations
MonthlyAnnual

Updated 31 Jul 2026

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Series ID

INDIA_CREDIT_CARD_OUTSTANDING

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Quick Info

  • Source

    Reserve Bank of India

  • Frequency

    Monthly

  • Unit

    ₹ Crore

  • Coverage

    Credit Card, Outstanding, Banking, RBI

  • Total Observations

    97

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About
About

Outstanding amount on credit cards issued by Indian banks, tracked on monthly and annual basis, based on RBI data.

Formula
Formula
Value = As reported by the official source.

This dataset represents reported values over time. Growth patterns should be interpreted using the chart and filters, not CAGR.

Source
Source
Reserve Bank of India
How to explore
How to explore
  • Use custom date filters to explore different periods.
  • Track short-term spikes or declines using MoM changes.
  • Compare early vs recent values to understand scale changes.

Related graphs

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Topics

  • Credit Card
  • Outstanding
  • Banking
  • RBI
  • Lending
  • India
Source standard
Official
Validation
Verified
Export
Licensed
Access
₹299 · $4 / year